TONI F. RYAN

Loan Consultant | NMLS #230507

​

SYNERGY ONE LENDING

Corporate NMLS#1025894

APPLY NOW (SECURE)
Direct/Text - (530) 305-7668
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    62 or older? The Pros & Cons of Reverse Mortgages
    Toni F. Ryan
    • Feb 13, 2019
    • 2 min

    62 or older? The Pros & Cons of Reverse Mortgages

    A reverse mortgage is an increasingly popular loan for senior homeowners age 62 and over. It allows senior homeowners to tap into their...
    Does Home Refinancing Make Sense for You?
    Toni F. Ryan
    • Oct 9, 2018
    • 2 min

    Does Home Refinancing Make Sense for You?

    Refinancing a home mortgage is a big decision. Your situation and needs change so should your mortgage. Current market conditions have...
    Should You Add Solar Panels to Your Home?
    Toni F. Ryan
    • Jun 2, 2018
    • 3 min

    Should You Add Solar Panels to Your Home?

    "Going Solar" is a hot phrase! If you're considering solar, review some of the pros and cons: The Pros of Adding Solar Panels to Your...
    Canceling Private Mortgage Insurance
    Toni F. Ryan
    • May 2, 2018
    • 2 min

    Canceling Private Mortgage Insurance

    Private Mortgage Insurance is a special type of insurance policy, provided to protect the lender against loss if a borrower defaults on...
    Is a Reverse Mortgage Right For Me?
    Toni F. Ryan
    • Nov 2, 2017
    • 2 min

    Is a Reverse Mortgage Right For Me?

    Have you asked yourself this question? The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program. This plan enables a...

    The information contained herein is for informational purposes and should not be construed as personal advice. Please consult your mortgage professional BEFORE making any changes to your financial profile. No guarantees or promises are expressed and by visiting this site, you agree to not hold Toni F. Ryan or Synergy One Lending responsible for any decisions you make based on the information stated. All of the content here is the sole property of ToniRyan.com and cannot be duplicated without express written consent. If you choose to reference this material - please include a link to the source and state the authorship clearly.Synergy One Lending is licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act, Synergy One Lending Inc. NMLS 1025894. 3131 Camino Del Rio N 190, San Diego, CA 92108

    © 2022 by Toni F. Ryan - NMLS#230507

    Direct/Text (530) 305-7668  |  tryan@S1L.com

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    (530) 305-7668

    Synergy One Lending Inc., NMLS 1907235. 3131 Camino Del Rio N #150, San Diego, CA 92108. Alabama Consumer Credit License #22123; Arizona Mortgage Banker License 0926603; Arkansas Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act – California License 4131356; District of Columbia Mortgage Dual Authority License MLB1025894; Hawaii Mortgage Loan Originator Company License #HI-1025894; Illinois Residential Mortgage Licensee #MB.6761115; Maine Supervised Lender License 1025894; Maryland Commissioner of Financial Regulation - Mortgage Lender License 21678; Minnesota Residential Mortgage Originator Exemption #MN-OX-1025894; Nevada Mortgage Broker License #4317. Licensed by the New Hampshire Banking Department 19926-MB; Licensed by the New Jersey Banking and Insurance Department – New Jersey Residential Mortgage Lender License 1025894; New Mexico Mortgage Loan Company License 1025894; Oregon Mortgage Lending License ML- 5208; Rhode Island Lender License #20163229LL. Rhode Island Loan Broker License #20163230LB; Vermont Lender License 6891. Washington Consumer Loan Company License CL-1025894. Toll Free #: (877) 978-1922. Subject to Credit Approval. www.nmlsconsumeraccess.org