Home Ownership

Toni F. Ryan

62 or older? The Pros & Cons of Reverse Mortgages

A reverse mortgage is an increasingly popular loan for senior homeowners age 62 and over. It allows senior homeowners to tap into their...

Toni F. Ryan

Does Home Refinancing Make Sense for You?

Refinancing a home mortgage is a big decision. Your situation and needs change so should your mortgage. Current market conditions have...

Toni F. Ryan

Should You Add Solar Panels to Your Home?

"Going Solar" is a hot phrase! If you're considering solar, review some of the pros and cons: The Pros of Adding Solar Panels to Your...

Toni F. Ryan

Canceling Private Mortgage Insurance

Private Mortgage Insurance is a special type of insurance policy, provided to protect the lender against loss if a borrower defaults on...

Toni F. Ryan

Is a Reverse Mortgage Right For Me?

Have you asked yourself this question? The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program. This plan enables a...