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Toni F. Ryan
Apr 12, 20243 min read
Deciphering Latest Market News - April 12, 2024
📰 What you're hearing in the news... The Consumer Spending Reports are in: Inflation went up from 3.4% to 3.5%. Doesn't sound like a lot...


Toni F. Ryan
Mar 25, 20243 min read
What is the Bond Market and why does it affect Mortgage Rates?
When you get ready to apply for a loan to buy a home or refinance your current mortgage, you're going to notice many unfamiliar terms...


Toni F. Ryan
Sep 21, 20232 min read
Navigating High Mortgage Rates? Consider the 2-1 Buydown Loan
Buying your dream home is an exciting journey, but it can be daunting, especially when mortgage rates are high (and on the rise.)...


Toni F. Ryan
Jul 25, 20182 min read
Understanding Advertised Mortgage Rates in California
Advertisements for home loan offerings are everywhere. Online, on TV, driving down the street, or listening to the radio, mortgage loans...


Toni F. Ryan
Dec 1, 20172 min read
Economic Revolutions: Boomers to Millennials
The Baby Boomers and the Millennials are two special generations. Their influence is worthy of evaluation especially because it is likely...
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