Toni F. Ryan
What is Private Mortgage Insurance? (PMI): A Guide for First-Time Homebuyers
When you get ready to apply for a loan to buy a home or refinance your current mortgage, you're going to notice many unfamiliar terms...
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Toni F. Ryan
Mar 23, 20234 min
What is Loan-to-Value (LTV) and why it matters when securing a home mortgage?
When you get ready to apply for a loan to buy a home or refinance your current mortgage, you're going to notice many unfamiliar terms...
Toni F. Ryan
Aug 14, 20182 min
How Does a Home Appraisal Work?
During most real estate transactions, it will be necessary to have a home appraisal completed. This formal process of evaluation is the...
Toni F. Ryan
Jul 25, 20182 min
Understanding Advertised Mortgage Rates in California
Advertisements for home loan offerings are everywhere. Online, on TV, driving down the street, or listening to the radio, mortgage loans...
Toni F. Ryan
Oct 1, 20172 min
10 Credit Do's & Don'ts to Remember Prior to Getting a Mortgage Loan
How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated...
Toni F. Ryan
Feb 1, 20152 min
Types of Home Loans Available for California Home Buyers
There are many home loan types to consider when seeking financing to purchase a home. The loan you choose will have a long term effect...
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