Budget & Debt Tracker Worksheet

​Put yourself in the best position to afford your next home or refinance with this easy-to-use worksheet.

Report: What NOT to Do When Applying for a Home Loan

​Make sure you aren't making one of these key mistakes before or during the loan application process.

Nice to meet you!

ABOUT TONI F. RYAN • MEADOW VISTA, CA

Whether you’ve seen me when I coached the Colfax High School Cheerleaders for 8 years, or as the VIEW Magazine Chairperson for the Meadow Vista Merchants or in my early days as the founder of T.C.’s Coffee shop, I have been a part of our small community for 27 years... Read more >

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Are you a realtor? 

GET YOUR CLIENT PRE-QUALIFIED ASAP

I want to make your life easier! Having a fully pre-qualified client ensures that your time is well spent and you're one step closer to an accepted offer.

  • Free Resources: Tools for you and resources you can pass on to buyers & sellers. 
  • Webinars: Starting soon! By invitation, I will share marketing secrets that will help increase your business fast!

Let's Connect!

Local doesn't mean higher rates 

PRINCETON CAPITAL IS A LEADING MORTGAGE BANKER & BROKER

As both a mortgage banker and mortgage broker, Princeton Capital has the flexibility to successfully fulfill all clients' needs. Whether that need is for a fast approval or for the most competitive rate, we have the ability to meet it.

  • As a mortgage banker, we are the lender, which means we control the loan pricing and decision- making from start to finish.
  • As a mortgage broker, we can supplement our in-house product offerings to meet the special product or pricing needs of our clients. 

"No one plans to try to refinance at 7 months pregnant - especially when the doctor is threatening to put you on bed rest. Toni worked like lightning to get our refi done before I went on maternity leave. It's because of her that I had my baby without worrying about my mortgage payments adjusting."  •  Melissa F.

  • Less last minute conditions & surprises

  • Less hassle trying to find vital paperwork

  • Faster pre-approvals and turnaround times

  • No surprises at the end of your transaction

Latest News in Lending

RATE TRENDS, PROGRAM UPDATES & RESOURCES

Take a moment and check out my resource blog. I cover a variety of topics related to lending, homeownership and credit/finance. My most recent articles are previewed below. Don't forget to leave a comment. I'd love to know what you think!

a faster, smoother transaction with a local

professional.

Free Resources

Experience the difference of superior client service from your lender! 

STOP DEALING WITH LENDERS WHO MAKE YOU DO ALL THE WORK

With over 20 years of experience in both wholesale and retail lending - Toni knows what the powers-that-be want and anticipates those requirements right from the start. The result?

Enjoy

Senior Loan Officer • Princeton Capital

800-929-0318 • NMLS#230507

Toni F. Ryan