Toni F. Ryan

DIRECT/TEXT 530-305-7668

Toni F. Ryan

LOAN CONSULTANT • NMLS#230507 • SYNERGY ONE LENDING

My goal is to Partner with You

Free Worksheet:

​Budget & Debt Tracking
Made Easy

Put yourself in the best position to afford your next home or refinance with this easy-to-use worksheet.

Free Report:

What NOT to Do When Applying for a Home Loan

​Make sure you aren't making one of these key mistakes before or during the loan application process.

Nice to meet you!

ABOUT TONI F. RYAN • MEADOW VISTA, CA

Whether you’ve seen me when I coached the Colfax High School Cheerleaders for 8 years, or as the VIEW Magazine Chairperson for the Meadow Vista Merchants or in my early days as the founder of T.C.’s Coffee shop, I have been a part of our small community for 27 years... Read more >

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Are you a realtor? 

GET YOUR CLIENT PRE-QUALIFIED ASAP

I want to make your life easier! Having a fully pre-qualified client ensures that your time is well spent and you're one step closer to an accepted offer.

  • Free Resources: Tools for you and resources you can pass on to buyers & sellers. 
  • Webinars: Starting soon! By invitation, I will share marketing secrets that will help increase your business fast!

Let's Connect!

Local doesn't mean higher rates 

SYNERGY ONE LENDING IS A LEADING MORTGAGE LENDER

Synergy One Lending is a San Diego based mortgage lender that puts the client first. Not only do we offer competitive rates, but we understand the needs, wants and concerns of the client which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it’s a state of mind.

"I love Toni!!! She made this stressful process easy and was so helpful any time of the day!! I work nights and I felt so taken care of and am so thankful for ALL the hard work she had to do to get me thru the process.......THANK YOU, THANK YOU, THANK YOU TONI!!!! I look forward to all my future business with Toni!!!!"  

•  Loann W. - January 2018

  • Less last minute conditions & surprises

  • Less hassle trying to find vital paperwork

  • Faster pre-approvals and turnaround times

  • No surprises at the end of your transaction

Latest News in Lending

RATE TRENDS, PROGRAM UPDATES & RESOURCES

Take a moment and check out my resource blog. I cover a variety of topics related to lending, homeownership and credit/finance. My most recent articles are previewed below. Don't forget to leave a comment. I'd love to know what you think!

a faster, smoother transaction with a local

professional.

Experience the difference of superior client service from your lender! 

STOP DEALING WITH LENDERS WHO MAKE YOU DO ALL THE WORK

With over 20 years of experience in both wholesale and retail lending - Toni knows what the powers-that-be want and anticipates those requirements right from the start. The result?

Enjoy